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For some of us who work here, it isn't always easy to explain exactly what we do to peers and family. And when we take the time to do it, people immediately ask if we are some sort of Paypal service.

Let's try to clarify the situation.

Paypal is a payment system that can act as a payment processor, a payment gateway and a bank. In other words, you use paypal to accept payments online. It's like a credit card terminal. Upclick is a complete e-commerce platform that offers a flexible payment solution as Paypal but we also offer an efficient e-commerce solution and a marketing expertise in order to provide a fully customized and optimized purchase flow for digital goods companies. We act as a payment processor but we offer many features and marketing tools to our merchant to increase their revenues and get the most out of their potential.

We are an all-in-one e-commerce solution.

Upclick’s mission is to simplify your selling process and help you maximize your revenue while doing so. As soon as you register as a merchant, you can choose how you want your checkout page to appear, and you can test different ones in order to know which ones convert better. Those services are certainly not offered by Paypal. Even if we are not a payment gateway, we provide you with a complete payment solution. In reality, a payment gateway is a server that connects the customer’s bank to a processing bank. It's a middleman in the payment process. By using Upclick, you don't need to do business with multiple companies to accept payments online. Upclick handles every aspect of the payment process. This seamless process will ensure you the peace of mind that you expect from a payment provider. Our excellent partnerships with various payment gateways allow us to reroute your payments to the right banks in order to ensure a higher approval rate for your transactions.

But what does this mean, and how do we do it?

First of all, Upclick provides you with fully optimized checkout pages. From the moment your customer decides to complete a purchase, Upclick secures the transaction and sends the credit card information to one of his multiple payment gateways that sends the information to a bank.

Then, the bank approves or declines the transaction and sends back the information to Upclick. According to this, Upclick processes the payment or not. If the payment is declined for a certain reason, Upclick can perform up to three attempts with other banks, using the intelligent payment routing technology to expect approval. Indeed, one of our strength is the ability to reroute the payment information to the right institution according to the consumer’s location, payment method and currency. This know-how is an efficient tool that increases merchant' transaction approvals.

This is how Upclick acts as a payment processor, but more than that, as a complete payment provider.

To conclude, Upclick deals with various payment gateways and banks so that our merchants only see the end results and don’t need to worry about the details. Our merchants don’t need to worry about payment gateways, payments processors and banks. We take care of all this back-end process for them. In their eyes, we act as their payment gateway and payment processor. If we weren't taking care of these details, our merchants would be dealing with these transactional operations. As a merchant, you can save yourself from a big headache. All you have to do is register on the Upclick platform and we take care of the rest. We cherish long term partnerships because when you make more money, we make money too and we all profit together from this win-win relationship.

This simplified info graphic explains the process of every transaction: